Credit Bureau Header	The header that was configured in loan setup and contains your company’s credit bureau account information.
Portfolio Type	Line of Credit, Installment, Mortgage, Open Account, or Revolving
Account Type	Identifies the account classification as recognized by the credit bureaus. Some examples include: Agricultural, Attorney Fees, and Auto.
Override Account Status Codes	If needed the account status code can be overridden by selecting this option and choosing the appropriate item from the drop down list.
Override 24-Month Future Pymt History	If needed the 24 month future payment history data can be overridden by selecting this option and choosing the appropriate item from the drop down list.
Override Payment Rating	If needed the payment rating can be overridden by selecting this option and choosing the appropriate item from the drop down list.
Special Comment	Special Comment may be used in conjunction with the Account Status to further define the account.
Compliance Condition Code	Allows the reporting of a condition that is required for legal compliance (e.g., according to the Fair Credit Reporting Act (FCRA) or Fair Credit Billing Act (FCBA)).
Primary ECOA Code	Defines the relationship of the primary consumer to the account and designates the account as joint, individual, etc., in compliance with the Equal Credit Opportunity ACT.
Consumer Info Indicator	Contains a value that indicates a special condition of the account that applies to the primary consumer. This special condition may be that a bankruptcy was filed, discharged, dismissed, or withdrawn; a debt was reaffirmed; or the consumer cannot be located or is now located. The indicator should be reported one time and will be deleted only when the condition no longer exists.
Charge Off Amount	This field will contain any amount that was charged off and was intended to be reported to the credit bureau.
Date of 1st Delinquency	Date of 1st delinquency override date.
Override Date of 1st Delinquency	The date of 1st delinquency (DOFD) may be overridden by specifying a new date.
Bankruptcy Petition / Personal Receivership Date	Reports the DOFD date only if AccountStatus=5, 11, 13 and CII=A-H, Z, 1A, V-Y. The actual DOFD is used when DPD>=30.
Last Report Date	This field will contain the date the report was last run.
24-Month Payment History	Status Code row will indicate any override generated by a status code.5.28+ Override row indicates manual overrides. Click on the cell to cycle through the override types.5.21+ Override row indicates manual and status code overrides.5.20-
Co-Borrower	ECOA Code and Consumer Info Indicator options for the co-borrower will appear for borrowers of COUPLE entity.
Associated Consumer	Displays the contact information and ECOA code of the primary contact’s contact-loan relationship associated with the loan.
Do not report	Loans with this option selected are not included in credit bureau reports.

Once the monthly credit bureau processing has been completed, the 24 month history is populated with codes indicating the status of the loan at the end of each calendar month. Any of these can be overridden by clicking in the override field directly under the entry to be changed. After entering overrides, you may regenerate the Metro 2 file for submission to the credit bureaus, and the override history will continue to be the history reported each period until it is removed.

A modification comment may be entered for each override.